Dying Without a Will in Canada: Who Inherits? (2026)

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When someone dies without a valid will, they die intestate. Their property is then distributed according to a fixed formula set by the province where they lived, not according to anything they may have wished. The court appoints an administrator, and family members inherit in a set order. This guide shows who inherits, and how much, across the provinces.

The pattern: in most provinces a surviving married spouse first receives a preferential share (a fixed dollar amount off the top), and the remainder is then split between the spouse and the children. The exact amount and split vary by province, and a common-law partner is treated very differently from place to place.

How intestacy works

  • A court appoints an administrator (usually the closest relative) to settle the estate, which adds cost and delay.
  • Property is distributed in a legal order: spouse and children first, then parents, then siblings, then more distant relatives.
  • If no relatives can be found, the estate passes to the government (escheats to the Crown).
  • You cannot name a guardian for minor children, leave gifts to friends or charities, or choose your executor. All of that is lost.

The spouse's preferential share

In several common-law provinces, a surviving married spouse takes a fixed amount before anything is split with the children. The most cited example is Ontario.

ProvinceSpouse's preferential share (approx.)
OntarioFirst $350,000 CAD (deaths on or after 1 March 2021)
Alberta$150,000 CAD, but only where some children are not also the spouse's children
British Columbia$300,000 CAD (or $150,000 where children are not shared)
Manitoba$50,000 CAD or half the estate, whichever is greater (where children are not shared)
Saskatchewan$100,000 CAD
QuebecNo preferential share (fixed fractions instead)
Amounts change. Preferential-share figures are set by regulation and are updated from time to time. Treat the numbers above as a guide and confirm the current figure for your province before relying on it.

Ontario

  • Spouse, no children: the spouse inherits the entire estate.
  • Spouse and one child: the spouse takes the preferential share (currently $350,000 CAD), then the remainder is split half to the spouse, half to the child.
  • Spouse and two or more children: the spouse takes the preferential share, then one third of the remainder, and the children share the other two thirds.
  • No spouse: the children inherit equally; a deceased child's share passes to that child's children.
  • Common-law partners do not inherit on an Ontario intestacy and would have to bring a dependants' relief claim instead.

Alberta

  • Alberta recognizes both married and adult interdependent (common-law) partners as spouses for intestacy.
  • If all the children are also the surviving spouse's children, the spouse inherits the whole estate.
  • If some children are from another relationship, the spouse takes the greater of $150,000 CAD or half the estate, and the rest is divided with the children.

British Columbia

  • A common-law spouse (two years of living together) is recognized.
  • Spouse and shared children: the spouse takes the household furnishings plus the first $300,000 CAD, then half the residue, with the children sharing the other half.
  • Where the children are not all the spouse's, the preferential amount drops to $150,000 CAD.

Quebec

Quebec has no preferential share. Instead the Civil Code of Quebec sets fixed fractions, applied after family patrimony and the matrimonial regime are settled.

Surviving relativesSpouse's shareOthers' share
Spouse and childrenOne thirdTwo thirds to the children
Spouse and parents or siblings (no children)Two thirdsOne third to parents or siblings
Spouse only (no children, parents, or siblings)EverythingNone
Children, no spouseNoneChildren share equally
Quebec note: until recently, only married and civil-union spouses inherited on an intestacy in Quebec. Reforms have begun extending rights to certain de facto (common-law) spouses in a parental union, but the rules are new and narrow. If you are not married and want your partner to inherit, make a will.

The common-law trap

The single most important reason to make a will is the treatment of common-law partners. In Ontario and, historically, Quebec, a common-law partner inherits nothing on an intestacy, no matter how long the relationship. In Alberta and British Columbia they are recognized, but only after meeting a qualifying period. A will removes all of this uncertainty.

Why a will beats intestacy

  • You choose your executor rather than leaving the court to appoint an administrator.
  • You can name a guardian for minor children.
  • You can provide for a common-law partner, stepchildren, friends, or charities, none of whom inherit automatically.
  • You avoid the delay and cost of an intestate administration.
  • You can include simple tax and trust planning.

Frequently asked questions

What if I have no relatives at all?

With no traceable heirs, the estate passes to the provincial government. A will is the only way to direct it to friends or charities instead.

My partner and I never married. Will they inherit?

It depends entirely on the province, and in several provinces the answer is no. Do not rely on intestacy; make a will. See how to write a will.

Who looks after my minor children?

Without a will you cannot name a guardian, and a court decides. A will lets you state your preference clearly.

Does my spouse automatically get everything?

Only if there are no children (and in Alberta, only if all children are shared). Otherwise the estate is split with the children under the formulas above.

Next steps

Avoiding intestacy is simple: write a will. Start with our step-by-step guide and ready-made templates, and learn whether a handwritten one is valid where you live in our holographic will guide. To understand the limits on cutting someone out, read dependants' relief. Official sources: Quebec government intestacy distribution table and the Ontario Succession Law Reform Act.

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Frequently asked questions

The draft itself is a wording aid and is not yet a valid will. A will becomes valid once you copy it out entirely in your own handwriting and sign it. In most provinces (Ontario, Quebec, Alberta, Saskatchewan, Manitoba, New Brunswick, Newfoundland and Labrador, and Nova Scotia) a fully handwritten, signed will (a holograph will) is valid with no witnesses. In British Columbia and Prince Edward Island a holograph will is not recognized, so you must sign in front of two witnesses instead. Our draft is a template for you to copy out by hand.

For a holograph will, Canadian provinces that recognize it (such as Ontario under the Succession Law Reform Act and Quebec under article 726 of the Civil Code of Quebec) require the entire text to be in the will-maker's own handwriting and signed by them. A printed or computer-typed document does not qualify as a holograph will, so it would only be valid if signed in front of two witnesses.

Canada has no forced heirship, so in principle you can leave your estate to whomever you choose. However, every province has dependants' relief (in Quebec, the survival of the obligation to provide support): a spouse, common-law partner or dependent child who was not adequately provided for can ask a court to vary the will and award them support from the estate. Our draft helps you take close family into account when wording your wishes.

Keep the original somewhere safe and make sure your executor knows where it is. For extra security you can leave it with your lawyer or notary, or register it with a provincial wills registry where one exists (for example British Columbia's Wills Registry through Vital Statistics, or Quebec's register of testamentary dispositions). The most important thing is that it can actually be found after you pass away.

It is usually best for each spouse or partner to make their own separate will, often with matching (mirror) provisions that leave everything to each other and then to the children. A single joint document can create complications, so most lawyers in Canada recommend two individual wills. Our tool creates an individual draft for each of you.

Yes, at any time. You can update, add to or completely revoke your will. The simplest approach is to write a new will that states it revokes all previous wills, then date and sign it the same way. Destroying the old original also helps avoid confusion.

No. Our service creates a will draft as a wording aid. If you have a complex estate, own a business, have a blended or common-law family, or own property in more than one province or country, we recommend also speaking with a wills and estates lawyer (or a notary in Quebec).

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